A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

(NewsUSA) - The pandemic created a major shift in the way people consume - and, more importantly, trust - information, especially as it relates to vaginal health. In fact, a new survey conducted by OnePoll on behalf of RepHresh of 2,000 American women age 24-34 reveals that two in five women named Google as their go-to source of information over a physician when experiencing discomfort or vaginal health symptoms.

Many women are also turning to social media for health advice. For example, on TikTok, hashtags relating to the words "sex education" have over 70 million views. A now infamous TikTok video, providing a tutorial on how to relieve constipation through "vaginal splinting" has racked up over 3 million views and the latest popular #icecubechallenge claims to tighten the vagina and curb bacterial overgrowth.

While these trending DIY/at-home medical hacks can be entertaining, many of these practices are not only ineffective at controlling the natural balance of good and bad bacteria, but can be dangerous and cause more harm than good. Melting an ice cube in the vagina can elevate the natural pH balance and trigger a bacterial infection as the pH of water (7.5-8) is higher than the normal vaginal pH (3.5-4.5). And, while vaginal splinting is a scientific method used by medical professionals, experts caution trying it at home as it poses a risk of bacterial spread if not done properly.

The RepHresh survey found that over half (51%) thought a vagina should have a neutral pH, and only 12% correctly identified "moderately acidic" as the ideal pH balance. In addition, the top three most Googled phrases and questions respondents needed answers about included "vaginal discharge" (44%), "do I have a yeast infection?" (39%) and "vaginal odor" (37%).

With an uptick in misinformation, most women frequently misdiagnose their vaginal symptoms. That's why it's more critical than ever that women turn to trusted health care professionals for advice, proper diagnosis and remedies for the actual problem.

Here are a few important things women might not know, but need to know to maintain good vaginal health:

1. Vaginal odor is completely normal and should not be a cause for alarm. Refrain from using unnecessary scented products, including wipes and washes that claim to eliminate odor with fruity or flowery fragrances, as this will not solve the root cause of the issue, which is an unbalanced pH. Do look for clinically-backed and doctor-recommended products for vaginal health, such as over-the-counter RepHresh Gel, which rebalances pH to a healthy range, eliminates odor, and lasts up to three days.

2. Bacterial Vaginosis (BV) and yeast infections can present similar symptoms, such as unusual vaginal discharge and discomfort, so when women run to the drug store and buy an OTC yeast medication such as Monistat, they are not addressing the root cause of the problem. Two out of three times it is BV, which must be treated with an antibiotic from their health care provider. But, antibiotics can kill the good and bad bacteria and cause a yeast infection, so make sure to take a vaginal probiotic once a day such as RepHresh Pro-B as it contains 2 strains of vaginal lactobacilli to keep the vaginal flora in balance and eat foods high in probiotics like a healthy no-sugar-added Greek yogurt, kefir, kimchi, or miso.

3. High sugar and alcohol intake can elevate pH imbalances and contribute to an overgrowth of yeast. Maintain a healthy moderation of sugary drinks and junk food as excess amounts not only impact vaginal health, but overall weight gain and wellness.

4. Vaginal discharge is a completely normal function in which the vagina naturally removes old cells to keep the environment healthy and clean. Some women have more discharge, while others might experience very little, and it can change in color and thickness depending on the ovulation cycle. However, discharge accompanied with itching, burning, fishy odor, swelling, unusual color, or pelvic pain should be brought to a doctor's attention as it can be a bacterial infection or STI and must be treated appropriately.

Before trying something new, consult with your healthcare provider especially when things seem off to ensure the safety and efficacy of the method or product you are considering. And, don't miss your annual OB/GYN visit.

Maria Sophocles, MD, OB/GYN is the Medical Director of Women's Healthcare of Princeton in Princeton, NJ.

"A Pastor's Pit"
by Judge Roy Sparkman

Religious liberty is under attack in the United States. Faced with legal challenges for the mere action of preaching from the Bible, Pastor Preston and his supporters confront a terrifying truth: the U.S. Constitution is no defense against a biased district attorney obsessed with sending him to prison.

A "Pastor's Pit" exposes the threat to the religious liberty that people of all faiths take for granted, as well as the crucial role that U.S. Supreme Court appointments and presidential elections play in maintaining the rights of all citizens. How can a pastor be indicted and tried for the "crime" of preaching from the Bible? Will the courts send him to prison or uphold his constitutional freedoms? Purchase at https://amzn.to/2NHapnh.

"Irina"
by Philip Warren

A masterfully detailed historical novel of culture, religion, history and politics of the times intertwined with a deeply moving portrayal of tragedy, hope and perseverance. This is Irina's journey from Polish serving girl to French businesswoman. Her determination and curiosity will make you cheer, and her harrowing escape from those who would thwart her progress will have you holding your breath.

Poznan, Poland 1378. Irina is dying. Despite her storied life, one loss is not accounted for: her only son. In a world dominated by men, Irina finds that she can thrive, having everything she could want but the answer to one question. A rich, wonderful saga. Purchase at https://amzn.to/3hQ859Y.

"On the Way to Casa Lotus"
by Lorena Junco Margain

This is a memoir of family, art, injury and forgiveness. The author -- a passionate art collector and devoted wife and mother -- is already shaken after abruptly fleeing Mexico and relocating in the USA with her family. Then, she learns she has a tumor, which simple surgery can mend. But to err is human -- even for surgeons. Rather than improve after surgery, her condition worsens.

Deeply compassionate, wise and poetic, the memoir lays bare some of the most poignant contradictions of the human condition, blurring the distinctions between guilt and neglectfulness, anger and sorrow, humility and shame, gratitude and despair. The book plants a seed of hope that loss and pain can serve a higher purpose. Purchase at https://amzn.to/3vYcbRf.

"Indecent Exposure"
by Viola Trivette 

Meera and Aaron have been pitted against each other since law school in their fight for a higher class rank and their ever-growing gap in political views. Apart from constant class bickering, Meera avoids Aaron after an awkward moment in an empty classroom their first year. However, as graduation approaches, she starts to regret all those nights she spent alone in the library and finally agrees to go out with her roommate where she bumps into Aaron at a noisy club.

Although both characters are undeniably drawn to one another, they refuse to admit what's between them. What ensues is a game of back-and-forth as they each try to force the other to concede. Purchase at https://amzn.to/3he4Xok.

NOTE: BookTrib's Bites is presented by BookTrib.com

(NewsUSA) - The pandemic created a major shift in the way people consume - and, more importantly, trust - information, especially as it relates to vaginal health. In fact, a new survey conducted by OnePoll on behalf of RepHresh of 2,000 American women age 24-34 reveals that two in five women named Google as their go-to source of information over a physician when experiencing discomfort or vaginal health symptoms.

Many women are also turning to social media for health advice. For example, on TikTok, hashtags relating to the words "sex education" have over 70 million views. A now infamous TikTok video, providing a tutorial on how to relieve constipation through "vaginal splinting" has racked up over 3 million views and the latest popular #icecubechallenge claims to tighten the vagina and curb bacterial overgrowth.

While these trending DIY/at-home medical hacks can be entertaining, many of these practices are not only ineffective at controlling the natural balance of good and bad bacteria, but can be dangerous and cause more harm than good. Melting an ice cube in the vagina can elevate the natural pH balance and trigger a bacterial infection as the pH of water (7.5-8) is higher than the normal vaginal pH (3.5-4.5). And, while vaginal splinting is a scientific method used by medical professionals, experts caution trying it at home as it poses a risk of bacterial spread if not done properly.

The RepHresh survey found that over half (51%) thought a vagina should have a neutral pH, and only 12% correctly identified "moderately acidic" as the ideal pH balance. In addition, the top three most Googled phrases and questions respondents needed answers about included "vaginal discharge" (44%), "do I have a yeast infection?" (39%) and "vaginal odor" (37%).

With an uptick in misinformation, most women frequently misdiagnose their vaginal symptoms. That's why it's more critical than ever that women turn to trusted health care professionals for advice, proper diagnosis and remedies for the actual problem.

Here are a few important things women might not know, but need to know to maintain good vaginal health:

1. Vaginal odor is completely normal and should not be a cause for alarm. Refrain from using unnecessary scented products, including wipes and washes that claim to eliminate odor with fruity or flowery fragrances, as this will not solve the root cause of the issue, which is an unbalanced pH. Do look for clinically-backed and doctor-recommended products for vaginal health, such as over-the-counter RepHresh Gel, which rebalances pH to a healthy range, eliminates odor, and lasts up to three days.

2. Bacterial Vaginosis (BV) and yeast infections can present similar symptoms, such as unusual vaginal discharge and discomfort, so when women run to the drug store and buy an OTC yeast medication such as Monistat, they are not addressing the root cause of the problem. Two out of three times it is BV, which must be treated with an antibiotic from their health care provider. But, antibiotics can kill the good and bad bacteria and cause a yeast infection, so make sure to take a vaginal probiotic once a day such as RepHresh Pro-B as it contains 2 strains of vaginal lactobacilli to keep the vaginal flora in balance and eat foods high in probiotics like a healthy no-sugar-added Greek yogurt, kefir, kimchi, or miso.

3. High sugar and alcohol intake can elevate pH imbalances and contribute to an overgrowth of yeast. Maintain a healthy moderation of sugary drinks and junk food as excess amounts not only impact vaginal health, but overall weight gain and wellness.

4. Vaginal discharge is a completely normal function in which the vagina naturally removes old cells to keep the environment healthy and clean. Some women have more discharge, while others might experience very little, and it can change in color and thickness depending on the ovulation cycle. However, discharge accompanied with itching, burning, fishy odor, swelling, unusual color, or pelvic pain should be brought to a doctor's attention as it can be a bacterial infection or STI and must be treated appropriately.

Before trying something new, consult with your healthcare provider especially when things seem off to ensure the safety and efficacy of the method or product you are considering. And, don't miss your annual OB/GYN visit.

Maria Sophocles, MD, OB/GYN is the Medical Director of Women's Healthcare of Princeton in Princeton, NJ.

"A Pastor's Pit"
by Judge Roy Sparkman

Religious liberty is under attack in the United States. Faced with legal challenges for the mere action of preaching from the Bible, Pastor Preston and his supporters confront a terrifying truth: the U.S. Constitution is no defense against a biased district attorney obsessed with sending him to prison.

A "Pastor's Pit" exposes the threat to the religious liberty that people of all faiths take for granted, as well as the crucial role that U.S. Supreme Court appointments and presidential elections play in maintaining the rights of all citizens. How can a pastor be indicted and tried for the "crime" of preaching from the Bible? Will the courts send him to prison or uphold his constitutional freedoms? Purchase at https://amzn.to/2NHapnh.

"Irina"
by Philip Warren

A masterfully detailed historical novel of culture, religion, history and politics of the times intertwined with a deeply moving portrayal of tragedy, hope and perseverance. This is Irina's journey from Polish serving girl to French businesswoman. Her determination and curiosity will make you cheer, and her harrowing escape from those who would thwart her progress will have you holding your breath.

Poznan, Poland 1378. Irina is dying. Despite her storied life, one loss is not accounted for: her only son. In a world dominated by men, Irina finds that she can thrive, having everything she could want but the answer to one question. A rich, wonderful saga. Purchase at https://amzn.to/3hQ859Y.

"On the Way to Casa Lotus"
by Lorena Junco Margain

This is a memoir of family, art, injury and forgiveness. The author -- a passionate art collector and devoted wife and mother -- is already shaken after abruptly fleeing Mexico and relocating in the USA with her family. Then, she learns she has a tumor, which simple surgery can mend. But to err is human -- even for surgeons. Rather than improve after surgery, her condition worsens.

Deeply compassionate, wise and poetic, the memoir lays bare some of the most poignant contradictions of the human condition, blurring the distinctions between guilt and neglectfulness, anger and sorrow, humility and shame, gratitude and despair. The book plants a seed of hope that loss and pain can serve a higher purpose. Purchase at https://amzn.to/3vYcbRf.

"Indecent Exposure"
by Viola Trivette 

Meera and Aaron have been pitted against each other since law school in their fight for a higher class rank and their ever-growing gap in political views. Apart from constant class bickering, Meera avoids Aaron after an awkward moment in an empty classroom their first year. However, as graduation approaches, she starts to regret all those nights she spent alone in the library and finally agrees to go out with her roommate where she bumps into Aaron at a noisy club.

Although both characters are undeniably drawn to one another, they refuse to admit what's between them. What ensues is a game of back-and-forth as they each try to force the other to concede. Purchase at https://amzn.to/3he4Xok.

NOTE: BookTrib's Bites is presented by BookTrib.com

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

(NewsUSA) - The pandemic created a major shift in the way people consume - and, more importantly, trust - information, especially as it relates to vaginal health. In fact, a new survey conducted by OnePoll on behalf of RepHresh of 2,000 American women age 24-34 reveals that two in five women named Google as their go-to source of information over a physician when experiencing discomfort or vaginal health symptoms.

Many women are also turning to social media for health advice. For example, on TikTok, hashtags relating to the words "sex education" have over 70 million views. A now infamous TikTok video, providing a tutorial on how to relieve constipation through "vaginal splinting" has racked up over 3 million views and the latest popular #icecubechallenge claims to tighten the vagina and curb bacterial overgrowth.

While these trending DIY/at-home medical hacks can be entertaining, many of these practices are not only ineffective at controlling the natural balance of good and bad bacteria, but can be dangerous and cause more harm than good. Melting an ice cube in the vagina can elevate the natural pH balance and trigger a bacterial infection as the pH of water (7.5-8) is higher than the normal vaginal pH (3.5-4.5). And, while vaginal splinting is a scientific method used by medical professionals, experts caution trying it at home as it poses a risk of bacterial spread if not done properly.

The RepHresh survey found that over half (51%) thought a vagina should have a neutral pH, and only 12% correctly identified "moderately acidic" as the ideal pH balance. In addition, the top three most Googled phrases and questions respondents needed answers about included "vaginal discharge" (44%), "do I have a yeast infection?" (39%) and "vaginal odor" (37%).

With an uptick in misinformation, most women frequently misdiagnose their vaginal symptoms. That's why it's more critical than ever that women turn to trusted health care professionals for advice, proper diagnosis and remedies for the actual problem.

Here are a few important things women might not know, but need to know to maintain good vaginal health:

1. Vaginal odor is completely normal and should not be a cause for alarm. Refrain from using unnecessary scented products, including wipes and washes that claim to eliminate odor with fruity or flowery fragrances, as this will not solve the root cause of the issue, which is an unbalanced pH. Do look for clinically-backed and doctor-recommended products for vaginal health, such as over-the-counter RepHresh Gel, which rebalances pH to a healthy range, eliminates odor, and lasts up to three days.

2. Bacterial Vaginosis (BV) and yeast infections can present similar symptoms, such as unusual vaginal discharge and discomfort, so when women run to the drug store and buy an OTC yeast medication such as Monistat, they are not addressing the root cause of the problem. Two out of three times it is BV, which must be treated with an antibiotic from their health care provider. But, antibiotics can kill the good and bad bacteria and cause a yeast infection, so make sure to take a vaginal probiotic once a day such as RepHresh Pro-B as it contains 2 strains of vaginal lactobacilli to keep the vaginal flora in balance and eat foods high in probiotics like a healthy no-sugar-added Greek yogurt, kefir, kimchi, or miso.

3. High sugar and alcohol intake can elevate pH imbalances and contribute to an overgrowth of yeast. Maintain a healthy moderation of sugary drinks and junk food as excess amounts not only impact vaginal health, but overall weight gain and wellness.

4. Vaginal discharge is a completely normal function in which the vagina naturally removes old cells to keep the environment healthy and clean. Some women have more discharge, while others might experience very little, and it can change in color and thickness depending on the ovulation cycle. However, discharge accompanied with itching, burning, fishy odor, swelling, unusual color, or pelvic pain should be brought to a doctor's attention as it can be a bacterial infection or STI and must be treated appropriately.

Before trying something new, consult with your healthcare provider especially when things seem off to ensure the safety and efficacy of the method or product you are considering. And, don't miss your annual OB/GYN visit.

Maria Sophocles, MD, OB/GYN is the Medical Director of Women's Healthcare of Princeton in Princeton, NJ.

"A Pastor's Pit"
by Judge Roy Sparkman

Religious liberty is under attack in the United States. Faced with legal challenges for the mere action of preaching from the Bible, Pastor Preston and his supporters confront a terrifying truth: the U.S. Constitution is no defense against a biased district attorney obsessed with sending him to prison.

A "Pastor's Pit" exposes the threat to the religious liberty that people of all faiths take for granted, as well as the crucial role that U.S. Supreme Court appointments and presidential elections play in maintaining the rights of all citizens. How can a pastor be indicted and tried for the "crime" of preaching from the Bible? Will the courts send him to prison or uphold his constitutional freedoms? Purchase at https://amzn.to/2NHapnh.

"Irina"
by Philip Warren

A masterfully detailed historical novel of culture, religion, history and politics of the times intertwined with a deeply moving portrayal of tragedy, hope and perseverance. This is Irina's journey from Polish serving girl to French businesswoman. Her determination and curiosity will make you cheer, and her harrowing escape from those who would thwart her progress will have you holding your breath.

Poznan, Poland 1378. Irina is dying. Despite her storied life, one loss is not accounted for: her only son. In a world dominated by men, Irina finds that she can thrive, having everything she could want but the answer to one question. A rich, wonderful saga. Purchase at https://amzn.to/3hQ859Y.

"On the Way to Casa Lotus"
by Lorena Junco Margain

This is a memoir of family, art, injury and forgiveness. The author -- a passionate art collector and devoted wife and mother -- is already shaken after abruptly fleeing Mexico and relocating in the USA with her family. Then, she learns she has a tumor, which simple surgery can mend. But to err is human -- even for surgeons. Rather than improve after surgery, her condition worsens.

Deeply compassionate, wise and poetic, the memoir lays bare some of the most poignant contradictions of the human condition, blurring the distinctions between guilt and neglectfulness, anger and sorrow, humility and shame, gratitude and despair. The book plants a seed of hope that loss and pain can serve a higher purpose. Purchase at https://amzn.to/3vYcbRf.

"Indecent Exposure"
by Viola Trivette 

Meera and Aaron have been pitted against each other since law school in their fight for a higher class rank and their ever-growing gap in political views. Apart from constant class bickering, Meera avoids Aaron after an awkward moment in an empty classroom their first year. However, as graduation approaches, she starts to regret all those nights she spent alone in the library and finally agrees to go out with her roommate where she bumps into Aaron at a noisy club.

Although both characters are undeniably drawn to one another, they refuse to admit what's between them. What ensues is a game of back-and-forth as they each try to force the other to concede. Purchase at https://amzn.to/3he4Xok.

NOTE: BookTrib's Bites is presented by BookTrib.com

A CERTIFIED FINANCIAL PLANNER™ professional makes a commitment to CFP Board to act as a fiduciary, which means acting in their clients' best interests at all times when providing financial advice. You should want a financial adviser who makes this commitment directly to you. Therefore, whomever you choose as your financial professional, including a CFP® professional, you should consider getting a written engagement that requires them to have a fiduciary obligation to you.

Professional standards are important to protect consumers. CFP Board's Code and Standards sets forth the commitment that all CFP® professionals make to CFP Board. This includes duties to maintain the confidentiality and protect the privacy of client information.

In addition, CFP® professionals commit to CFP Board to disclose any conflicts of interest that might affect the professional relationship and compromise the CFP® professional's ability to act in their clients' best interests.

Approximately one year ago, CFP Board updated its Code and Standards to mandate that all CFP® professionals commit to CFP Board to act as fiduciaries for their clients when providing financial advice.

"Simply put, someone acting as a fiduciary should deliver financial advice that is clear, specific, objective and thorough," says Dan Candura, a CFP Board Emeritus® member and Founder of Candura Group, LLC.

Professionals who follow CFP Board's Code and Standards commit to fulfilling three key duties as part of their fiduciary duty:

- Duty of Loyalty. This means putting their clients' interests first.

"Your interests should be placed above the interest of the CFP® professional and the CFP® professional's firm," according to CFP Board's website.

- Duty of Care. This means being careful, acting with prudence and diligence in making recommendations to clients.

For example, if you receive a sudden windfall of money that you want to delay investing, a CFP® professional who abides by a commitment to CFP Board will review the reasonable options and consider factors such as risks and interest rates in making the best recommendation.

- Duty to Follow Client Instructions. This means complying with all objectives, policies, restrictions, and other terms on which you have agreed, and "all reasonable and lawful directions of you, the client," according to CFP Board.

"Meeting these three duties enables CFP® professionals to honor their commitment to CFP Board to act as a fiduciary, in the client's best interest. Certainly, that is what every client deserves," Candura says.

To learn more about how CFP Board's Code and Standards for CFP® professionals help protect consumers, visit LetsMakeAPlan.org.

(NewsUSA) - Two of the biggest clubs in European soccer will face each other in the 2022 Champions League final as the Spanish top-flight league champions Real Madrid take on Liverpool. With 13 Champions League titles, Real Madrid are the most successful team in the most prestigious competition, while Liverpool’s six trophies are sitting third. Here are the Champions League predictions for the most anticipated match of the season, according to analysts at BetUS TV.

Real Madrid: Comeback Masters     

Real Madrid booked their place in the semi-finals after beating Chelsea 5-4 on aggregate, with Benzema scoring the winning goal in extra time.

“Outstanding comebacks are increasingly a staple of the modern Champions League, and this season they have belonged almost exclusively to Los Blancos, who took their UCL comebacks to another level,” says Gordon “Flash” Watson, senior soccer betting analyst and on-air personality at BetUS TV. “Not many fancied them to get through against PSG with the best striker of the season, Karim Benzema, scoring twice in two minutes to turn the tie on its head and set Madrid en route to the final.”

In the semi-finals, Los Blancos trailed Manchester City 1-0 heading into the 90th minute at the Santiago Bernabeu, with Pep Guardiola’s team leading 5-3 on aggregate. Two goals from Rodrygo, in the space of 90 seconds, forced extra time, and Carlo Ancelotti’s team set up a meeting with Liverpool in Paris when the one-and-only Karim Benzema scored from the penalty spot to claim a 3-1 victory.

Liverpool: Most Complete Team in Europe     

Liverpool beat Chelsea twice on penalties to win the FA Cup and League Cup. Jürgen Klopp’s side are sitting second in the Premier League behind leaders Man City, and the Reds have reached the Champions League final. The Reds extended their lead over Man United as England’s most successful club with 50 major trophies, and they still have the opportunity to move seven honors clear of historic rivals this month with the UCL final in sight. We could say that Liverpool had an easier path on their way to the final beating Villarreal, Benfica and Inter but still, they look to be one of the most complete teams in Europe’s top five leagues.

Real Madrid vs. Liverpool Betting Picks     

At this level, the margins are impossibly fine. The Champions League odds favor Liverpool but why risk a bet on the winners’ market when we know that this match will be a goal-fest? Both squads possess individual talent and skills, and they are fully packed with world-class players to make this a high-scoring affair. The potency of both teams has been evident all season across all competitions. Madrid’s last five UCL games have seen at least three goals on the scoresheet, while more than 2.5 goals have been scored in three of Liverpool’s previous four Champions League fixtures. Recent matchups between the two also favor the over, as two of their last three meetings have seen exactly four goals scored.

Pick: Both teams to score and over 2  goals in the match at -105.

Watch the full episode at BetUS TV as analysts discuss their betting strategies ahead of the UCL Final.